XRP is once again grabbing headlines as it leads the altcoin rally with a notable 10% daily gain. The buzz around upcoming XRP ETFs and speculation that the SEC may soon withdraw its appeal in the long-running Ripple case are adding fuel to the fire.
With legal clarity on the horizon, institutional-grade ETF momentum, and a surge in capital inflows, XRP appears poised to enter a fresh wave of growth, potentially setting the stage for a major price breakout in 2025 and beyond.
About Ripple (XRP)
Source: Ripple
Launched in 2012 by Ripple Labs, XRP was designed to facilitate fast, low-cost international money transfers, positioning itself as a bridge currency for cross-border payments.
Unlike most cryptocurrencies, XRP does not rely on traditional mining; instead, it uses a consensus protocol that enables high transaction throughput and efficiency.
Over the years, XRP has maintained a place among the top digital assets by market capitalization, backed by its institutional partnerships with banks and payment providers.
Despite regulatory scrutiny, particularly in the U.S., XRP continues to play a pivotal role in discussions around blockchain adoption in the financial sector. Its presence reflects both the challenges and the potential of integrating crypto with legacy finance systems.
Read more: XRP Deep Dive: A Masssive Player in Today’s Crypto Market
XRP’s Current Position
Source: TradingView
XRP recently spiked to $2.97 on Binance, marking its highest price since early March 2025, before easing back to around $2.78. Despite this slight correction, XRP has climbed to become the third-largest cryptocurrency by market cap, overtaking Tether with a total valuation of approximately $166 billion.
Notable Events for XRP
XRP ETF Has Officially Marked July 18, 2025
One of the most unpredictable yet potentially game-changing developments for XRP is the possible launch of spot XRP ETFs. The U.S. SEC has recently accelerated its review timeline for crypto ETFs, reducing the approval window from 240 days to just 75.
Source: TheBlock
ProShares has officially marked July 18, 2025, as the effective launch date for its upcoming XRP ETF, according to its latest SEC filing.
This move positions ProShares at the forefront of XRP-based institutional investment products, aligning with a broader trend of crypto ETF launches following recent regulatory streamlining by the SEC.
The launch could serve as a key milestone in legitimizing XRP within traditional financial markets and attracting fresh capital inflows.
If given the green light, a spot XRP ETF could attract significant institutional investment, boost overall market liquidity, and further validate XRP’s status as a compliant and mainstream asset, much like the precedent set by Bitcoin and Ethereum spot ETFs.
Source: ProShares
The second wave of XRP ETF activity is set to hit on July 21, with two major issuers stepping into the spotlight. Volatility Shares plans to debut its 2X XRP ETF, offering investors double the daily price exposure of XRP, alongside the launch of its standard XRP ETF on the same day.
At the same time, Tuttle Capital is preparing to introduce its own leveraged product: the 2X Long XRP Daily Target ETF. Regulatory filings confirm that both firms have received the green light from the SEC, with all necessary documentation approved and effective ahead of their scheduled market entry.
Though the outcome remains uncertain, the current momentum suggests that any positive decision could trigger a significant shift in XRP’s market trajectory.
Institutional Demand for XRP Is Growing
Listed companies aren’t waiting for an ETF; they’re already stockpiling XRP as a reserve asset.
| Company | Planned Allocation | Primary Objective |
| Trident Digital (NASDAQ: TDTH) | $500 million | XRP treasury and stake for yield |
| Webus International | $300 million | Settle global chauffeur-service payments |
| VivoPower (NASDAQ: VVPR) | $121 million | Treasury and Flare partnership to generate yield |
This wave of buying signals a notable shift in the market: institutions are now looking beyond Bitcoin and Ethereum—both of which have already benefited from ETF inflows and regulatory clarity. XRP’s growing presence on corporate balance sheets suggests it’s emerging as the next serious contender, especially as the long-running Ripple-SEC lawsuit edges closer to resolution.
Analysts believe that the eventual launch of a spot XRP ETF could really change the game for Ripple. This combination could not only improve how Ripple manages its assets but also help cement XRP’s role—not just as a payment tool but as a reliable store of value over the long term.
XRP’s Whales are Up to Something Huge
This is where the data starts to get particularly compelling. On-chain metrics reveal that over 2,742 wallets now hold more than 1 million XRP each, collectively controlling around 47.3 billion XRP—nearly half of the total supply.
This level of accumulation by large holders often precedes major price moves — a sign that whales may be positioning for a potential rally. It reflects strong long-term conviction and rising expectations for upward momentum.
Source: Santiment
Bullish Fear and Greed Index
Source: Alternative
Sentiment is clearly bullish right now. The Crypto Fear & Greed Index currently sits at 74, deep in “Greed” territory, reflecting strong investor confidence and risk appetite.
This comes just as speculation heats up around a potential XRP ETF approval as early as next week, adding even more momentum to XRP’s recent rally.
In bullish conditions like these, investors tend to chase narratives and seek out the next breakout asset, making XRP a prime candidate for heightened attention and capital inflow in the near term.
Technical Analysis
XRP has been riding a solid uptrend since early Q2 and is now pressing against a major resistance band at $2.9585—the key level that has framed the current bullish wave. A decisive weekly close above this zone would open the door to the next resistance cluster at $3.1267 → $3.2706 → $3.5887. Momentum indicators (RSI still hovering above 60, MACD holding a positive histogram) suggest buyers remain in control, but the market needs fresh volume to break that first ceiling.
Conversely, if XRP fails to clear $2.9585, the price could back off toward the lower support steps at $2.5385 – $2.2478 – $1.9022, with $1.61 marking the structural floor of the entire advance. A monthly close below $1.61 would invalidate the bullish structure and likely drag XRP back to test the deeper supports at $1.323 – $1.1655 – $0.755 – $0.5223.
Source: Tradingview
XRP Price Prediction
Short-Term View (next 2–4 weeks)
While momentum is constructive, XRP needs a clean break of $2.96 to keep the rally alive. Failure to do so likely traps price inside a $2.25–$2.95 consolidation box—fertile ground for swing trades, but not yet a trend continuation.
Long-Term View (through Q4 2025)
Should the SEC-cleared narrative stay intact, an ETF approval mid-2025 and ongoing whale accumulation could propel XRP toward the $4.00–$5.00 corridor by year-end. That path assumes the broader crypto cycle remains bullish and Bitcoin holds above the six-figure mark, allowing altcoin liquidity to flow freely.
Read more: Is XRP a Good Investment in 2025? A Comprehensive Guide for Investors
Conclusion
XRP is hovering just below the critical $2.9585 threshold. If the current momentum holds, the price could embark on a run toward the $4–$5 zone. A loss of steam, however, would likely keep XRP range-bound between $2.2 and $2.9—or even lower. Three key drivers—bullish technical signals, ETF optimism, and whale accumulation—are fueling breakout hopes. Still, the crypto market is notorious for sharp, unpredictable swings; investors should let data lead the way and stick to strict risk-management discipline before pulling the trigger.
